Unlock Growth with Merchant Cash Advances
A Merchant Cash Advance (MCA) offers a hassle-free way to secure funds based on your daily card terminal transactions and online payment platform, featuring a flexible repayment process.
Seamless Payments with Visa,
Mastercard, and Many More!
Merchant Cash Advances, Made Easy
We review your merchant statements and provide a tailored quote for how much you can borrow. Once approved, a small percentage of each card transaction goes toward repaymentno fixed terms, no stress. Renew your facility easily after partial repayment.
Get Started with
Avantis Direct
Sale
Customers pay via card, and funds are deposited into your nominated settlement account or business bank account effortlessly because you are our valueable customer.
Redirection
The acquiring bank updates your settlement account, redirecting payments to merchant account to enable seamless repayment processing.
Repayment
A portion of each transaction is automatically allocated (e.g., 85% to you, 15% to the finance company), ensuring smooth and flexible repayments.
Flexible Repayment
& Payment Solutions.
Maximum Split of 20%
Repay the advance with a maximum of 20% of future sales.
Advance up to 125%
Receive an advance equal to 125% of the client’s average monthly sales.
1 Fixed All-Inclusive Fee
Pay a single fixed fee with no interest or additional APR charges.
Lender Network
We collaborate with multiple lenders for optimal financing options.
Couriers & Drivers
Works with most UK card acquiring banks for smooth payment processing.
No Minimum Repayment
Repay any amount without a required minimum weekly or monthly payment.
Secure £5k to £300k in Business Funding
Trade for 6-12 Months.
Ensure your business has been actively trading for a minimum of 6 to 12 months. This demonstrates stability and eligibility for funding.
Trade for 6-12 Months.
Ensure your business has been actively trading for a minimum of 6 to 12 months. This demonstrates stability and eligibility for funding.
Accept payments via PDQ or online.
Use a card machine (PDQ) or an online Platforms to process customer transactions efficiently.
Trade for 6-12 Months.
Ensure your business has been actively trading for a minimum of 6 to 12 months. This demonstrates stability and eligibility for funding.
Trade for 6-12 Months.
Ensure your business has been actively trading for a minimum of 6 to 12 months. This demonstrates stability and eligibility for funding.
Quick, flexible funding for your business.
90% approval rate
Enjoy a 90% approval rate, making funding accessible to most businesses with ease and efficiency.
Approval within 24 hours
Get your application reviewed and approved within 24 hours, ensuring no delays in securing funds.
Support your business alongside pandemic loans or grants.
Integrate payments effortlessly with secure and developer-friendly options, supporting multiple shopping carts and channels for seamless transactions.
No impact on credit score
Secure funding with zero impact on your credit score, keeping your financial standing intact.
Repay as customers pay you.
Make repayments tied to your sales, ensuring cash flow flexibility and ease of management.
No APRs, interest, fixed payments, or late fees.
Enjoy transparent funding with no APRs, interest rates, fixed payments, or hidden fees involved.
Merchant Cash
Advance vs. Bank Loans
Merchant Cash
Advance
See why Merchant Cash Advance is the smarter choice for SMEs.
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One, all-inclusive cost.
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No fixed term.
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No fixed monthly payments.
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Approval in 24 hours.
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Funding within 48 hours.
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No security required.
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No business plans.
Costly Bank
Loans
Bank Loans: Slow and costly demanding more than they give.
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One, all-inclusive cost.
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Fixed repayment terms.
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Fixed monthly payments.
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Approval takes weeks.
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Funding delays.
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Collateral required.
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Business plan always required
Customer Journey Process
We review your merchant statements and provide a tailored quote for how much you can borrow. Once approved, a small percentage of each card transaction goes toward repaymentno fixed terms, no stress. Renew your facility easily after partial repayment.
Application
Please submit your application along with a photo ID and your business bank statement.
Offer in Principle
Automated credit checks undertaken and indicative offer presented.
Underwriting & Offer
Application underwritten and contracts generated
Funding
Receive your funds within one hour of approval for fast access to capital.
Accepting All Major Cards
Hear What Our Satisfied
Clients Have To Say
